AI-Powered Credit Analysis in Minutes Not Hours

Stop wasting time on manual data entry. Our AI analyzes bank statements, accounting data, and payment history to deliver comprehensive credit memos instantly—with insights your team would miss.

Lightning Fast Analysis

0x Faster

Process 10x more applications with same team

Deeper Insights

0+ Factors

Reduce decision time from 2 days to 20 minutes

Perfect Accuracy

<0.5% Errors

Save $50-100 per review vs manual process

Join forward-thinking credit teams building the future

Credit teams waste valuable time on manual data entry

Most teams spend 0% of their time on repetitive tasks instead of strategic analysis

Traditional Process

2 Hours

• Manual PDF reading
• Copy-paste data entry
• Error-prone process
• Inconsistent results

New

With CreditIQ

2 Minutes

• Instant extraction
• Automated validation
• 99.5% accuracy
• Consistent output

It's time for a better way

Transform your credit analysis workflow with AI-powered automation

Complete Credit Intelligence Platform

Go beyond simple OCR with AI that understands context, verifies accuracy, and delivers actionable insights

100% Accuracy Through Mathematical Verification

Detects duplicate transactions across 50+ bank formats. Our AI cross-checks balances, reconciles statements, and catches discrepancies humans miss - zero manual verification needed.

Uncover Hidden Insights

Identifies seasonal cash flow patterns, payment delays, and spending anomalies. Analyzes transaction descriptions to detect business health indicators and risk signals automatically.

All Your Financial Data in One Place

Sync 12+ months of history from 100+ financial institutions instantly. Combine bank statements, accounting data, and payment processor feeds into one unified credit view.

Any Bank, Any Model, Your Way

Works with Chase, Wells Fargo, Bank of America, and 500+ banks globally. Use our pre-built risk models or integrate your proprietary scoring algorithms seamlessly.

How CreditIQ Works

From raw financial data to intelligent credit decisions in three powerful steps. Choose how you want to work - full automation or enhanced human expertise.

From Raw Data to Credit Decisions

Intelligent Data Extraction

• Multi-format document parsing
• Context-aware data recognition
• Automatic categorization

Credit Analysis Engine

• Risk scoring algorithms
• Pattern identification
• Anomaly detection

Actionable Insights

• Real-time dashboards
• Predictive analytics
• Custom reporting

Designed for How You Work

Whether you want to automate everything or enhance your existing process

Full Automation

Replace Your Process

• Complete credit analysis in minutes
• Automated decision recommendations
• Perfect for high-volume operations
• End-to-end workflow automation

Enhancement Mode

Augment Your Team

• AI-powered insights for complex decisions
• Keep human expertise in the loop
• Second opinions and risk validation
• Enhance your existing workflow

Connect Your Entire Financial Stack

One platform that integrates with all your existing systems and data sources

Banks Worldwide

Any country

Plaid

Real-time feeds

Xero & QuickBooks

Accounting sync

Payment Processors

Stripe, Square

Government Data

SAT Mexico

ERPs

SAP, Oracle

50+ More

Coming soon

Your Request

Tell us what

API-First Design

Real-time Sync

Bank-grade Encryption

SOC 2 Type II

GDPR Compliant

This is Just the Beginning

Today we connect banks, accounting systems, and government data. Tomorrow, we'll integrate every financial data source your credit team needs.

Document Upload Interface

Drop your bank statements here

or click to browse files

Supports PDF, CSV, and Excel formats • Max 50MB per file

Recent Uploads

Chase_Statement_Jan_2024.pdf

2.4 MB

Processed

Wells_Fargo_Q4_2023.pdf

1.8 MB

Processed

Bank_of_America_Dec_2023.pdf

3.1 MB

Processing

Real-time Processing Status

Overall Progress0%

Document Received

Complete

Chase_Statement_Jan_2024.pdf

Text Extraction

Extracting text from 24 pages

AI Processing

Identifying transactions and accounts

Data Validation

Verifying balances and calculations

Structuring Data

Organizing into structured format

Analysis Complete

Ready for review

Live Statistics

Pages Processed

Transactions Found

Accounts Detected

Time Elapsed

Extraction Results

Chase Bank

January 2024

Total Credits

$0.00

Total Debits

$0.00

Net Flow

$0.00

Transactions

Business Checking

****4521 • 156 transactions

Ending Balance

$15,234.22

Business Savings

****8934 • 12 transactions

Ending Balance

$50,890.00

Business Credit Card

****2156 • 79 transactions

Ending Balance

-$2,912.34

Financial Analytics

Revenue Growth

Income increased 9% over the 6-month period

Rising Expenses

Operating costs up 15% month-over-month

Stable Cash Position

3.2 months of operating expenses in reserves

Cash Flow Trend

6 Months

Aug

+$42.0k

-$38.0k

Sep

+$45.0k

-$41.0k

Oct

+$43.5k

-$39.5k

Nov

+$47.0k

-$42.0k

Dec

+$51.0k

-$44.0k

Jan

+$45.8k

-$42.2k

Income

Expenses

Risk Assessment

Cash Flow Health

Payment Consistency

Overall Health Score85%

Loved by Finance Leaders

See what executives at Mundi are saying about how CreditIQ transformed their credit operations

“When I saw CreditIQ analyze 10,000 transactions in seconds, I said 'Vos dale!' We've never looked back. It's transformed how we think about credit decisioning.”

Martin Pustilnick

CEO at Mundi

“I just wanted a Google Sheets, but CreditIQ blew my mind. Now I can't look at spreadsheets the same way - we're making credit decisions 10x faster with 90% less manual work.”

Sebastian Kontarovsky

COO at Mundi

“CreditIQ made underwriting fun again (MUFA)! What used to take our team days now happens in minutes - and with better accuracy. It's like having a risk analyst that never sleeps.”

Sonny Tabares Juarez Correu

VP of Risk and Credit at Mundi

“Thanks to CreditIQ, we launched revolving credit lines in record time. Minutes not days, 3x higher approval rates, and our customers love the instant decisions. Game changer!”

Gaston Diaz Fraga

Head of New Products at Mundi

“I went on vacation and came back to find CreditIQ had approved $2M in new credit lines. Now every day feels like vacation - the system just works while I focus on growth!”

Carl Missi

VP of Sales at Mundi

“I told my team we'd double revenue this year. They laughed. Then we got CreditIQ - now we're tripling it and they're asking if we can go for 4x. Who's laughing now? (Still them, but happily!)”

Paulina Aguilar Vela

CRO at Mundi

Be Among the First

Join our exclusive beta program and shape the future of credit analysis

Priority Onboarding

First in line when we launch

Direct Access to Founders

Your feedback shapes our product

Shape the Roadmap

Vote on features that matter to you

Exclusive Launch Pricing

Lock in special rates forever

Constantly Expanding Capabilities

New integrations and features delivered every quarter

Q3 2025

Plaid Integration & Real-time Bank Feeds

Direct integration with Plaid for real-time bank data and automated account monitoring

Q4 2025

Advanced Anomaly Detection & Custom Risk Models

Bring your own risk models and leverage advanced ML for anomaly detection

Q1 2026

Payment Processor Integration

Connect Stripe, Square, PayPal and other payment processors for complete transaction visibility

Q2 2026

Predictive Cash Flow & Default Modeling

AI-powered predictive models for cash flow forecasting and default probability assessment

This is just the beginning. Tell us what integrations you need.

Your feedback shapes our roadmap

Ready to Transform Your Credit Workflow?

Limited spots available for our beta program

Join 500+ finance professionals

23 teams signed up this week